Considering buying a home? Before you talk to a real estate agent or even a loan officer, talk to a financial planner. Let us be your first stop: As your financial planner, we don’t have a stake in whether you buy now or later or get a specific loan from one lender versus another; we only have a stake in you. Your home is typically one of the biggest financial investments you’ll make! So talk to the one financial professional in your life that can truly give you impartial, objective advice on how to achieve your goals. We’ll help you find out how much house you can really afford and whether the timing is right for you personally.
How do we do it? In addition to incorporating your home purchase goal into an overall financial plan covering every aspect of your finances, we prepare a personalized home purchase analysis report. Below is a link to a sample. Take a look! Then reach out when you’re ready!
Eric R. Figueroa, CFP®
I am a Folsom, CA, fee-only wealth manager serving the Greater Sacramento area, California Gold Country, and the nation virtually. I offer financial planning and investment management, specializing in impact investing and personalized values-based investing.
All content presented in this article is for informational purposes only. Materials presented should not be interpreted as a solicitation or offer to buy or sell a security or the rendering of personalized investment advice, which can only be provided through one-on-one communication with a financial advisor. The content reflects the opinions of Hesperian Wealth LLC (HW), except where cited, which are subject to change at any time without notice. The information contained herein has been obtained from sources believed to be reliable, but the accuracy of the information cannot be guaranteed. All information or ideas provided should be discussed in detail with a financial, tax, or legal advisor prior to implementation.
Any reference to a market index is included for illustrative purposes only, as an index is not a security in which an investment can be made. Indexes are unmanaged vehicles that do not account for the deduction of fees and expenses generally associated with investable products.
Investing involves substantial risk, including the potential loss of principal. HW makes no guarantee of financial performance nor any promise of any results that may be obtained from relying on the information presented. HW may analyze past performance, but past performance may not be indicative of future performance.